Coming Soon - Your First Home with Miller Homes

New Government support for first-time buyers   

The Government’s new Your First Home scheme is set to launch in spring 2027, helping eligible first-time buyers purchase a brand new home with a smaller deposit and mortgage.

What is the Your First Home scheme?

The new scheme is being introduced in England to help first-time buyers purchase a new-build home. The scheme is expected to combine a lower deposit requirement such as 2.5% with a 20% government-backed equity loan, aiming to make homeownership more accessible.

While full details are still to be confirmed, the scheme is intended to support people looking to buy their first home and could help make purchasing a brand new home a reality sooner than expected.

The information on this page is intended as general guidance only. It should not be treated as financial, mortgage, legal or tax advice. The right option for you will depend on your personal circumstances, affordability, lender criteria and the specific scheme or incentive available. You should take independent financial advice from a qualified adviser before deciding whether any purchase, mortgage, incentive or scheme is suitable for you. Taking out a mortgage is a significant financial commitment and your home may be repossessed if you do not keep up repayments on your mortgage. 

Lady in bed with cup of coffee

How does Your First Home work?

Here’s what we know about the Your First Home scheme so far:

Open to first time buyers in England

Launching in spring 2027

You just need a 2.5% deposit. The government could give you a loan of 20%, meaning you need to get a mortgage for the rest

Household income cap of £110,000 (£140,000 in London)

Further eligibility criteria are still to be confirmed, including potential property price caps, so register with us to keep updated on the latest information. 

Why choose a new home from Miller Homes

At Miller Homes, we create homes designed around the way people live today, combining quality craftsmanship with thoughtfully considered design.

A brand new Miller home offers: 

Energy efficient homes built to modern standards 

Thoughtfully designed layouts to suit today's lifestyles

High-quality specification included as standard 

A wide choice of locations across England 

The reassurance of a new home warranty 

Whether you're searching for your first apartment or a spacious home for the future, our experienced team will help guide you through every step of your homebuying journey. 
Sales centre

What can you do now?

There are a few simple things you can do now to get ready and take a step closer to owning your first home.

Step 1 – Register for updates

Register for updates and we’ll let you know as soon as there’s more news about Your First Home.

If you're already registered, login to My Miller Home and select Your First Home in the My Preferences section to be kept up to date.

Step 2 – Find your new home

Start exploring our new homes and discover what’s available in the areas you’d love to live.

Step 3 - Know what you can afford 

Take some time to review your finances and speak to an independent mortgage adviser. By registering your interest with Miller Homes, you could benefit from a free consultation with an independent mortgage advisor.

Step 4 – Speak to our Sales Team

Our Sales Team can help you explore your options and answer any questions about finding your new home.

Register your interest 

Register your interest and we’ll keep you updated with the latest Your First Home information, including eligible homes and how to apply. In the meantime, you can explore the homes and support available from Miller Homes today.

You could also benefit from a free consultation with an independent mortgage advisor if you register with us. Be sure to select Your First Home when updating your preferences during registration and we will keep you updated with the latest information, as well as developments and homes that may be eligible when the scheme launches. 

If you're already registered, login to My Miller Home and select Your First Home in the My Preferences section to be kept up to date.

Register your interest today

Search for your first home

Mortgage Calculator

Our easy-to-use, free online mortgage calculator is perfect for anyone who is interested to find out how much their monthly mortgage repayments might be.

Calculate now

Find a mortgage with the Mortgage Advice Bureau

We can put you in touch with Mortgage Advice Bureau who could help to find the best mortgage for you and give you free guidance to start your home buying adventure.

Mortgage Advice Bureau affordability calculator

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

The Your First Home scheme has been announced by the Government, but full details and eligibility criteria are yet to be confirmed. Any future availability will be subject to Government rules, eligibility requirements and participation by homebuilders. You can read more here: https://www.gov.uk/government/publications/your-first-home/your-first-home

 

Trustpilot