First Homes Fund – Helping you take your first step on the property ladder
Buying your first home in Scotland could soon become more achievable, thanks to the return of the Scottish Government’s First Homes Fund.
Designed to support first-time buyers, this scheme offers an equity contribution of up to £10,000 towards your deposit, helping reduce the upfront cost of getting onto the property ladder.
Even more support with Miller Homes
Boost your deposit further if you purchase a new build home - Combine the £10,000 Government support with up to a 5% contribution from Miller Homes to help strengthen your buying position.
No monthly repayments to the Government - There are no monthly payments and no interest charged on the Government’s contribution.
Shared equity, not a traditional loan - The Government takes a small equity share in your property, which is typically repaid when you sell.
Designed for first-time buyers - The scheme helps tackle one of the biggest home owning hurdles – saving for a deposit.
Register your interest today
If you’re thinking about buying your first home, now is the ideal time to get prepared.
By registering your interest with Miller Homes, you could benefit from a free consultation with an independent mortgage advisor to get you started. It’s one of the little ways we try to help.
Mortgage Calculator
Our easy-to-use, free online mortgage calculator is perfect for anyone who is interested to find out how much their monthly mortgage repayments might be.
Calculate your Stamp Duty
Use our handy calculator to work out how much Stamp Duty you'll pay on your new home.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.
[First Homes Fund Terms required or link to Gov website]
Offer is open to UK residents, aged 18+ and is available when reserving selected homes. Please contact our development sales centres for further information on homes included in the offer.
The offer is subject to lender's approval and successful completion. The purchaser must disclose their intention to claim this incentive to our Development Sales Manager prior to entering into a reservation agreement with Miller Homes and paying the reservation fee in relation to a qualifying home. The purchaser must pay the standard reservation charge and exchange deposit on the selected home and complete the purchase.
Miller Homes will pay up to 5% of the purchase price of a qualifying home. The purchase price used to calculate this payment is the price agreed at the point of reservation and is exclusive of stamp duty, costs and fees. The payment will be awarded as a deduction from funds due on completion.
Miller Homes reserves the right to suspend, cancel or amend this offer.
This offer cannot be used in conjunction with any other discounts, promotions or offers and cannot be redeemed retrospectively.
No cash or other alternative.
The incentive and these terms (including any non-contractual disputes or claims arising out of them) are subject to English law. Any disputes must be referred to the English courts. Purchasers in Scotland and Northern Ireland may additionally bring an action in their home courts.