Forces Help to Buy

Forces Help to Buy Scheme

Forces Help to Buy is a government-backed scheme designed to support members of the UK Armed Forces in purchasing their own home. Whether you're buying your first property or moving up the ladder, this initiative can make homeownership more accessible by helping with upfront costs.

What is Forces Help to Buy?

Forces Help to Buy provides an interest-free loan from the Ministry of Defence to assist with the costs of buying a home. This can be used towards:

- Deposit
- Legal fees
- Estate agent fees
- Other associated purchase costs

You’ll still need to secure a mortgage, but the Forces Help to Buy scheme can make it easier to get started.

How much could you borrow?

Eligible applicants can borrow:

- Up to 50% of their annual salary
- Up to a maximum of £25,000
- Interest-free

Who is eligible?

To apply, you must:

- Be a serving full-time member of the UK Armed Forces
- Have completed the required minimum length of service
- Have at least 6 months remaining on your current service
- Meet standard service and medical requirements

Please visit Forces Help to Buy: help to get on the property ladder - GOV.UK for full details.

Why consider Forces Help to Buy?

This scheme is designed to support service personnel by making homeownership more achievable, even with a mobile lifestyle.

Key benefits

- Interest-free borrowing
- Boost your buying power
- Get onto the property ladder sooner

Things to keep in mind

- This is a loan, not a grant
- Monthly repayments will reduce your take-home pay
- You’ll still need to meet mortgage lender criteria

Start your homebuying journey

If you’re a member of the Armed Forces looking to buy a new home, Forces Help to Buy could be the boost you need. Speak to our sales team today to find out how this scheme can work alongside your mortgage and help you secure your new home.

Miller Homes do not directly offer this scheme, this is a government scheme and is subject to lender accepting Forces Help to Buy as part of the deposit. Full details of the scheme can be found on the government website here - Forces Help to Buy: help to get on the property ladder - GOV.UK.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Miller Homes do not provide mortgages and this information is only a guide. More information and advice should be sought from an Independent Financial Advisor.