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Help your family with their deposit and help yourself to an instant windfall.

With Family Deposit, if a relative pays the deposit for your Miller home, they will be richly rewarded for helping you. In fact, they'll earn the equivalent of 5% interest for 5 years* the moment you move in. We think you’ll struggle to find rates like that from a bank or building society!
  • Equivalent of 5% interest for 5 years*
  • Lump sum paid on legal completion.
  • More than one family member can contribute.

Three simples steps. Here's how it works:

  • A member of your family pays your deposit of up to 20% of the purchase price.
  • You choose and move into a brand new Miller home.
  • Miller Homes pays out a guaranteed lump sum equivalent to 5% interest* for 5 years to the family member when you legally complete and move in.
  • It's as simple as that!
  • - More than one member of your family can contribute to the deposit. The interest can be paid by cheque to one person or into a nominated bank account advised by your solicitor.
  • - A Miller Homes recommended Independent Financial Adviser can help you choose from the range of approved lenders available.
  • - Your family member can choose to give the deposit as a gift so it doesn't need to be returned if the house is sold. Or you can make your own arrangements with a solicitor to return the deposit to the family member at a mutually convienient time.
  • - Family Deposit is available on selected homes and developments - please ask your Sales Adviser for details.

Here's a little example:
Let's take a 2 bedroom apartment at £100,000. With a 20% deposit of £20,000, your family member could receive a windfall of £5,000*. So everyone's better off with Family Deposit!

*The Family Deposit scheme is development and plot specific and cannot be used in conjunction with any other offer. This payment may be subject to income tax. The interest payment is not exempt from income tax or capital gains tax. The recipient of the interest is responsible for declaring and paying any tax that may be due on this payment. Interest will be calculated as a simple interest payment therefore is not compound interest. Miller Homes reserves the right to withdraw the Family Deposit scheme at any time. Scheme provided by Miller Homes Limited of Miller House, 2 Lochside View, Edinburgh Park, Edinburgh EH12 9DH. Photography represents typical Miller Homes exteriors and interiors.

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Our Offers

Help to Buy - on every step of the ladder.

Buy a new Miller home with just a 5% deposit, thanks to the brand new Government backed equity loan schemes, Help to Buy and Help to Buy (Scotland).

95% mortgages have returned!

95% mortgages are available on all our new homes across England with NewBuy and Scotland with MI New Home. It's not just for first time buyers! The home of your dreams is now within reach with just a 5% deposit.

Home Exchange - Break chains that bind.

If you’re having trouble selling your present property, we may be able to buy it from you. Sign up to Home Exchange and in one leap you are free!

Deposit Match - Thrift Rewarded!

Sometimes, we give you money. (Okay, we know it seems unlikely.) But we may match the deposit you’ve saved, up to 5% of the total price.

Miller Homes Ltd, Miller House, 2 Lochside View, Edinburgh Park, Edinburgh. EH12 9DH
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