First steps.
Sorting out the finances to buy your new home is an important step. Let us help you get to grips with the essentials.
I’ve made a reservation. What happens next?
Once you’ve reserved your home with us we’ll take it off the market and freeze the price. At this point, we’ll ask you to pay a reservation fee. Soon after, when you exchange contracts or conclude missives, we’ll ask you to pay a deposit. These fees will be deducted from the price of your home at completion.
How do I find a solicitor?
Ask your Miller Sales Adviser, as we can usually recommend someone. You could also ask family or friends for a recommendation, or simply check the Yellow Pages. In any case, you should make sure your solicitor is approved by the Law Society. You’ll find a list at your local town hall or Citizens Advice Bureau.
Your solicitor’s main job is to arrange for the transfer of ownership of the property, including any fixtures and fittings agreed in the sale, to you. This legal transfer of ownership is referred to as ‘conveyancing’. Before you hire a solicitor, ask for a written estimate of all their fees (including VAT). Make sure this includes things like local authority searches, land registry fees and stamp duty.
When can I move in?
We will give you information about when we expect the construction of your home to be completed – this will become more precise as building work nears completion.
• When you reserve your home, as a minimum, we’ll provide you with a completion date within a two-month range.
• At your Pre-Plaster Meeting, we’ll let you know which month we expect your home to be ready.
• When we start painting your home, we’ll tell you which week your home will be ready, provided all the utilities – gas, electricity, water etc – have been connected (but please note the timing of the connection of these services is often outside our control).
• Once we’ve finished painting your home, we’ll notify you of the exact date. Once a final date is set, we will ensure that full legal transfer of ownership takes place as quickly as possible thereafter.